When You Know Your Rights, Debt Loses Its Power

​"The FDCPA: All Debts Have Been Paid"

You don’t owe what they say you owe.

In this powerful legal and spiritual guide, Illia N. Cole breaks down the Fair Debt Collection Practices Act (FDCPA) in simple terms — and shows you how to fight back against illegal collection tactics, credit abuse, and deception. But this is more than just a legal manual. It’s a biblical declaration of freedom.

What you’ll learn:

• The 10 key rights the FDCPA gives you

• The most common violations collectors commit

• How to write dispute letters, cease contact, and sue

• Real case law examples where consumers WON

• How God’s Word declared a Year of Jubilee — where all debts were forgiven

Whether you're in a legal battle or a spiritual one, this book arms you with truth, strategy, and victory. With Scripture and U.S. law side-by-side, you’ll walk away knowing:

✅ Your rights as a consumer
✅ Your freedom as a believer
✅ Your victory as a warrior

The battle is already won. Now it’s time to enforce it.